What is CLUE? CLUE is a claims-information report generated by LexisNexis®, a consumer-reporting agency. The report generally contains up to seven years of personal-auto and personal-property claims history. Regarding this, what is an insurance CLUE report?
Also known as a Loss History Report, a CLUE Report is a record of insurance losses. Each month, participating homeowners and auto insurance companies report claims history information, which goes into a central database called the Comprehensive Loss Underwriting Exchange (CLUE).
Also Know, what information is on a CLUE report? A CLUE report includes basic information, like your name, date of birth, social security number, and policy number.
In this way, how do I get a clue insurance report?
To order your CLUE report, contact LexisNexis, the company that compiles that and other consumer reports, at 866-312-8076, or visit the LexisNexis Personal Reports website.
How much is a CLUE report?
Consumers are entitled to one free C.L.U.E. report each year. Additional reports can be ordered at the cost of $19.95 each. Most real estate professionals would recommend this expense to their buyers or even sellers considering the importance of the information it provides.
Related Question Answers
What does a CLUE report look like?
A CLUE report contains the past seven years of your personal auto insurance claims history. A report includes the loss type and date of loss, as well as the amount paid. It also includes information such as insurance policy numbers, claims numbers, and the names of your insurance companies. Can I view my CLUE report online?
You can get a free CLUE report for your home once a year from LexisNexis. Request your CLUE report online or by calling (866) 312-8076. There's one catch: Only the owner of a property may access its CLUE report. How do you get a LexisNexis CLUE report?
To order your CLUE report, contact LexisNexis, the company that compiles that and other consumer reports, at 866-312-8076, or visit the LexisNexis Personal Reports website. How do you fix a CLUE report?
How to fix your CLUE report. If you discover an error on your CLUE report, for example, an invalid claim report or an incorrect loss payment, you can contact LexisNexis directly by calling 888-497-0011 or 866-312-8076 and report the problem. Is insurance claims public record?
Not unless they go to trial, which very few do, and then only the court documents, transcripts, and decision (if published) is public record. Insurance claims that don't end up in court are a private matter of contract law between the insured and the insurer. What database do insurance companies use?
What Is a CLUE Report? CLUE is a database of insurance claims managed by LexisNexis. All of the major auto insurance companies make monthly loss reports to CLUE. How does LexisNexis get information?
What they know about you. LexisNexis Risk Solutions compiles much of its information through public records, such as documents from courthouses and government agencies. Buying a home, getting married or registering a business can all show up in public documents and your LexisNexis file. How can I find out someone's homeowners insurance?
There is no registry of homeowner's insurance. The only way that you can find out the identity of a homeowner's insurer is to ask the property owner. What is the CLUE database?
The comprehensive loss underwriting exchange is a consumer-reporting database, containing up to 7 years of a person's insurance claims history. Most homeowners insurance companies use CLUE as a go-to source when looking up information regarding the past claims of a soon-to-be policyholder. Can you dispute LexisNexis?
Filing a dispute involves LexisNexis contacting the insurance company with your side of the story. If the insurance company agrees that the disputed info appears on your report wrongly, LexisNexis will remove it. But if the insurance company takes issue with your dispute, the loss will remain on your record. How far back do CLUE reports go?
seven years
What does LexisNexis report?
Information can be used for a variety of beneficial purposes. LexisNexis helps uncover the information that commercial organizations, government agencies and nonprofits need to get a complete picture of individuals, businesses and assets with industry-leading data and analytic solutions. What is MVR and CLUE?
Similar to the MVR, the CLUE database is used by most insurance companies, and your claims history follows you from one insurance provider to another. Every claim you make on your homeowner's insurance is reported in an insurance industry database called CLUE, short for Comprehensive Loss Underwriting Exchange. How do you make a clue?
Now, if someone is clueless or doesn't have a clue in the sense that he or she is simply ignorant, you can tell them angrily to get a clue. This like telling them to wake up or to get with it! You can also gently clue them in. This phrase means to let someone know the way something happens. Do I really need house insurance?
If you own your own home or are renting out a property then you'll need to have buildings insurance. Your mortgage will usually include this as a condition, so not having a policy in place could put your mortgage – and your home – at risk. What is a real estate CLUE report?
Report. A Comprehensive Loss Underwriting Exchange (C.L.U.E.) report includes the dates of any claims and the insurance companies involved. It also tells you the type of policy or policies that were in effect and whether the loss was related to a named catastrophe such as a hurricane. How do I opt out of LexisNexis?
To opt out, go to Lexis/Nexis online form then fill it. LexisNexis also permits certain individuals to opt-out of KnowX®, and Accurint®, two very powerful information databases. 
